How is Wisetack Different From Other Financing Options?

  • Speed and simplicity: The application is quick and easy, only a minute or two. It doesn’t require paperwork or repeated calls to the financing provider. This can be a very stressful time for patients, and we ensure that the application process is as quick and easy as possible.

  • Patient-friendly options: Loan terms are transparent. Patient will not have to pay fees of any kind (no late fees, no initiation fees, no early settlement fees, etc.).

  • How and when you receive payment: Funds will be deposited directly into your bank account within 1-2 business days, thereby eliminating any cash flow issues.

  • Who is taking the risk: Wisetack (the lender) takes on the risk and will not claw back funds from a practice if a patient fails to make their payments. You should rest easy knowing you’ll get paid and keep the funds.

  • The cost to you: Most financing providers charge a small fee in exchange for managing the payment and taking on the risk should the patient fail to pay. Wisetack’s fee is 4.9% per transaction

  • The cost to your patients: APR ranges from 0% to 29% depending on the patient's credit profile. Minimum credit score of 540

  • Integration with your business software: The integration with Engagement [Modento] is seamless, meaning it appears alongside other forms of payment and directly on treatment plans.

To see how this integration works seamlessly with Engagement [Modento] click the button below!

To add the Wisetack integration to Engagement [Modento] click the button below!

How Financing Benefits Both Dental Offices & Their Patients

  • Accommodate patients’ needs & care for more patients: Clinics who consistently offer financing close and serve 20% more patients as a result of democratizing access.

  • Grow your practice: A successful lending program creates a meaningful revenue stream for clinics and can reach 25-30% of treatment payments.

  • Empower patients: Bad financing options drive away patients. Patients deserve flexibility and a fair, streamlined experience when it comes to investing in their care.

  • Accommodate patients’ budgets: Don’t let sticker shock affect your patients’ choices. When the price is $90/month instead of $2,000, you’ll put great teeth within reach for more patients.

  • Collect payment with ease: You get paid as soon as the treatment is complete, while Wisetack settles with the patient over time. No tracking down patients for payment and assuming any risk if the patient is late or defaults on the loan. You can relax knowing that you’ll be paid no matter what.

  • Offer a superior patient experience: Paying can be stressful for some patients. Put them at ease by offering an incredibly easy and simple financing option that integrates directly into your business management software.

Disclaimer: All loans are subject to credit approval. Consumer terms may vary. Wisetack loans are issued by Hatch Bank. For example, a $1,000 purchase could cost $45.18 a month for 24 months, based on a 7.9% APR. See additional terms at

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